When it is your first time jumping into the home market, the worst thing you could possibly do is read a few advertisements, pick the one you think is the best and let someone else do all the decision making for you as to what type of mortgage you are going to pick as well as letting someone talk to you into a huge long-term commitment without even know if they are legit or being real with you. First, you should check listings both online and in the paper, even better, go to yelp.com and see if you can find reviews on mortgage companies, lenders, or brokers. Nothing speaks louder than a set of reviews by real people with an explanation on why it was either worth a 2/5 or 4.5/5. Visit a bunch of open houses just to see what is around and find out what price range is going to be something you can afford. Get a feel for what you can buy with your money first. Drop over to Portland Mortgage Guide for good videos and tips on mortgage.

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