If you are asking whether or not there are mortgage loans for people with bad credit, then the answer would be a resounding yes. Of course, getting mortgage loans for people with bad credit can be more difficult than those who have good credit histories. Lending companies can provide you financial options that are a bit limited but the situation is not impossible. You have to accept realistric scenarios such as getting higher interest rates, shorter payment terms or even the need for collateral. To know the details that apply to your specific financial situation, consult with mortgage brokers or with lending companies in your area. You can also choose to search online for many mortgage companies who are open to providing loans for people with low credit scores.